Carding has evolved
Carding has evolved over time, thanks to Cvv2shoponline, Legitcreditcarddumps, Undergroundcvvshops and other carders that have learnt to get more sensitive data. In the past, it was just a few pieces of information, such as credit card expiration dates and numbers.
Identity packages
Today, they offer identity packages that contain all types of info: credit history, PINs and so on. In 2007 for example, credit card information cost no more than $5 for one card. Today, it's much higher. Serious carders, such as Miladccshop and Topccshop, get their information from credit card service providers and merchants.